ODEYALE, ADEOLU JOHN
M.Sc, PGDedu, B.Sc, AAT, ACICN
adeolujohn2020@gmail.com | +2347061945471
LinkedIn profile: https://www.linkedin.com/in/adeolu-odeyale-ab0062147?utm
ORCID Profile: https://orcid.org/0000-0001-7967-9447
Research Gate: Adeolu Odeyale
Google Scholar Profile: Adeolu John Odeyale
https://scholar.google.com/citations?hl=en&user=yqfju3MAAAAJ
EDUCATION
PhD in Finance (in View)
Olabisi Onabanjo University, Ago-Iwoye, Ogun State, Nigeria
Thesis: Financial Attitude, Literacy, Stock Market Participation and Entrepreneurial Development in Nigeria
Main Supervisor: Professor Bamidele M. Ilo
Co-Supervisor: Dr. Ganiyu O. Yinusa
Master of Science in Finance
Olabisi Onabanjo University, Ago-Iwoye, Ogun State, Nigeria (2019)
Dissertation: Impact of Monetary Policy on Financial Intermediation of DMBs in Nigeria
Postgraduate Diploma in Education
Usmanu Danfodiyo University, Sokoto (2014)
Bachelor of Science in Banking & Finance
Olabisi Onabanjo University, Ago-Iwoye, Ogun State, Nigeria (2010)
RESEARCH INTERESTS
- Personal Finance
- Corporate Finance
- Artificial Intelligence in Finance
- Financial Technology (FinTech)
RESEARCH EXPERIENCE
Doctoral Candidate Researcher
Olabisi Onabanjo University, Ago-Iwoye, Ogun State, Nigeria (2022 – Present)
- Conducting research on entrepreneurial development in Nigeria focusing on financial attitudes, financial literacy, and stock market participation among entrepreneurs.
- Supervised by Professor Bamidele M. Ilo and Dr. Ganiyu O. Yinusa.
Research Assistant
Moshood Abiola Polytechnic, Abeokuta, Ogun State, Nigeria (2020 – 2022)- Assisted in research related to Banking and Finance.
- Developed research methodologies in Banking and Finance.
- Supervised over 25 undergraduate long essay research projects.
- Taught Research Methods to National and Higher National Diploma students.
Research Assistant
Abraham Adesanya Polytechnic, Ijebu-Igbo, Ogun State, Nigeria (2023 – 2024)- Assisted with research and supervised five undergraduate students in Banking and Finance.
Postgraduate Researcher
Olabisi Onabanjo University, Ago-Iwoye, Ogun State, Nigeria (2017 – 2019)- Conducted research on the Impact of Monetary Policy on Financial Intermediation of DMBs in Nigeria, supervised by Professor Russel O. Somoye.
Undergraduate Researcher
Olabisi Onabanjo University, Ago-Iwoye, Ogun State, Nigeria (2009-2010)- Researched Impact of Risk Management on Profitability of Selected Banks in Nigeria, supervised by Dr. Bamidele Ilo.
- Participated in a departmental study on Corporate Governance and Performance of Microfinance Institutions in Ogun State.
TEACHING EXPERIENCE
Lecturer II
Federal Polytechnic Ekowe, Bayelsa State, Nigeria (2023 – Present)
- Teaching Practice of Banking, Banking Law & Ethics, Business Finance, and Research in Banking and Finance.
- Serving as Staff Adviser for a student association.
Associate Lecturer (Part-Time)
Abraham Adesanya Polytechnic, Ijebu-Igbo, Ogun State, Nigeria (2023 – 2024)
- Taught Investment and Portfolio Management, Comparative Banking System, and International Finance.
- Developed course materials and assessments.
Associate Lecturer
Moshood Abiola Polytechnic, Abeokuta, Ogun State, Nigeria (2022 – 2023)
- Taught Money and Banking, Business and Public Finance, and Advanced Financial Management.
- Integrated financial modeling with Excel.
INDUSTRY EXPERIENCE
Independent Financial Advisor (Current)
Heirs Insurance Ltd, Nigeria | 2022 – Present
- Provide tailored financial and insurance solutions to individuals and businesses, ensuring adequate risk coverage and wealth protection.
- Advise clients on life, health, and general insurance policies to meet their financial planning needs.
- Develop investment strategies and risk management plans for high-net-worth clients.
- Conduct market research to identify competitive insurance products and financial planning opportunities.
Financial Advisor
Leadway Assurance Ltd, Abeokuta | 2020 – 2022
- Provided expert insurance and financial advisory services to clients, ensuring financial security and stability.
- Assisted clients in selecting suitable insurance policies by preparing comprehensive insurance quotes.
- Developed and recommended risk-free investment plans tailored to clients’ financial goals.
- Managed high-profile portfolios, optimizing returns while mitigating risks.
PUBLICATIONS
- Ajinaja, T., & Odeyale, A. J. (2017). Microfinance and the challenge of financial inclusion for SME’s development in Nigeria. IOSR Journal of Business and Management, 19, 11–18.
- Odeyale, A. J., & Olatunde, I. (2024). Microfinancing and Nigeria’s economic growth: Fully modified least squares approach. Akwapoly Journal of Communication & Scientific Research, 8(2).
- Odeyale, A. J. (2024). Monetary policy and financial intermediation of deposit money banks in Nigeria. ASUPFPE Journal of Multidisciplinary Research and Innovation, 2, 1–4.
- Belau, K., Sunmonu, S. O., & Odeyale, A. J. (2025). The impact of taxation on economic growth and development. Asian Journal of Economics, Business and Accounting, 25(3), 389–399.
- Sunmonu, S. O., Odeyale, A. J., & Belau, K. S. (2024). Cost reduction techniques on firm performance of selected quoted manufacturing companies in Nigeria. Asian Journal of Economics, Business and Accounting, 24(12), 507–519.
- Sunmonu, S. O., Odeyale, A. J., & Belau, K. S. (2024). Dividend policy and firm valuation of quoted firms in Nigeria. International Journal of Research in Commerce and Management Studies, 6(6), 223–242.
- Sunmonu, S. O., Odeyale, A. J., & Belau, K. S. (2024). Corporate governance and performance of manufacturing companies in Nigeria. International Journal of Scientific and Management Research, 7(12), 61–79.
- Olatunde, I., & Odeyale, A. J. (2024). Role of technical and vocational education training (TVET) on human capital development in Ekowe community of Southern Ijaw Local Government in Bayelsa State, Nigeria. Proceedings of the 2nd International Multi-disciplinary Conference 2024, 2(2), 448.
CONFERENCE PRESENTATIONS
- Influence of Exchange Rate Volatility on Banks’ Stability: Evidence From Nigeria, 2nd SMBS International Conference, Yaba College of Technology, Lagos, Nov 27–28, 2024.
- Impact of Health Expenditure on Human Development in Nigeria: Regression Model Approach, 2nd Annual International Conference on Health 2024, Ilese Ijebu, Ogun State, Sep 9–12, 2025.
- Monetary policy and financial intermediation of deposit money banks in Nigeria. Proceedings of the 2nd International Multi-disciplinary Conference 2024, 2(2), 1–4. Federal Polytechnic Ekowe Liaison Office, Opolo, Yenagoa, Bayelsa, April 25, 2024.
- Role of technical and vocational education training (TVET) on human capital development in Ekowe community of Southern Ijaw Local Government in Bayelsa State, Nigeria. Proceedings of the 2nd International Multi-disciplinary Conference 2024, 2(2), 448. Federal Polytechnic Ekowe Liaison Office, Opolo, Yenagoa, Bayelsa, Nigeria.
PROFESSIONAL CERTIFICATIONS
- Associate Chartered Commercial Administrator, Chartered Institute of Commerce of Nigeria (ACICN)
- Associate Accounting Technician (AAT), Institute of Chartered Accountants of Nigeria (ICAN)
- Certified in Advanced Excel (Virtual Course), Alison, India
SERVICE & OUTREACH
- Staff Adviser, National Association of Banking & Finance Students, Federal Polytechnic Ekowe (2023 – 2025)
- Examinations Office (Results Computation), Department of Banking and Finance, Federal Polytechnic Ekowe, Bayelsa State.
SKILLS & COMPETENCIES
- Financial & Data Analysis (E-Views, SPSS, Excel)
- Technology & Digital Tools (EduTech, Graphics Design)
- Business & Management (Sales, Leadership, Information Marketing)
- Education & Publishing (Teaching, Research, Professional Publishing)
REFERENCES
Available upon request.